Turn your potential
into growth with the power
of factoring..

While others look at where you’ve been, we focus on where you’re headed.

We combine decades of experience with innovative technology to help entrepreneurs
build something extraordinary.

Main Solutions

Accounts Receivable
Factoring

Transform your receivables into growth capital. Up to 95% advance rates with no minimums and straightforward contracts. Because your customers should fund your growth, not hold it back.

Construction
Factoring

Built specifically for subcontractors who know their trade and are ready for bigger projects. Beyond just funding: we provide materials financing, progress billing, and expert risk management to help you take on larger jobs with confidence.

Back Room Services
(BRS)

Ready to build your own factoring business? Partner with us to scale faster. Our 50-50 partnership model gives you both ownership and support: you focus on deals while we handle operations, underwriting and portfolio management. Turn your expertise into equity.

NN6
Technology

Purpose-built by factors, for factors. Real-time portfolio insights and automated workflows that actually make sense. Because you shouldn’t need a week to know what’s happening with your portfolio today.

Why Choose
Dare Capital?

Beyond capital, we’re building partnerships. We understand that growing a business means more than just managing numbers. It’s about seizing opportunities when they appear.

Experienced Team

Every team member brings at least 15 years of real-world finance expertise. We've seen what works, what doesn't, and how to make things happen.

Technology-Driven Solutions

Our NN6 platform turns complex data into actionable insights. Because you need answers, not just information.

Quick, Smart Decisions

Clear terms, transparent processes, and decisions based on potential, not just history.

Core Values

"A TEAM" Effort

Success is a team sport. We work in lockstep with our clients and each other to build lasting results.

Dare to Give, First

In Latin, “dare” means “to give.” We succeed by helping others succeed – delivering our best and partnering with clients who match that energy.

Further + Onwards

There’s always room to improve, grow, and innovate. We bring that mindset to every client relationship.

Radical Transparency

No surprises, no hidden agendas. Just straight talk and clear decisions, explained every step of the way.

Success Stories

Factoring Frequently
Asked Questions

How does factoring work?

Think of it as turning your invoices into immediate capital. Instead of waiting 30, 60, or 90 days to get paid, we purchase your receivables at a discount, giving you the working capital you need now. Your growth shouldn’t be limited by your payment terms.

We look at the whole picture – your business, your customers, and most importantly, your potential. While we review traditional metrics, we’re more interested in understanding where you’re headed and how we can help you get there.

Your funding grows with your business. Since funding is based on your receivables, the more you grow, the more capital you can access. Up to 95% advance rates available for qualified clients.

No hidden fees, no long-term contracts. We believe in earning your business every day through performance, not locking you in with penalties.

Basic business documentation, recent financial statements, and accounts receivable/payable reports. But before any paperwork, let’s have a conversation about your business and goals.

B2B companies with creditworthy commercial customers. We work across industries but specialize in construction, manufacturing, and service businesses looking to scale.

Resources

Blog Posts

Markets, trucking, and AI all pivoting at once. Policy tailwinds meet economic tension. Adaptation is no longer optional.

Past blogs

As labor weakens and AI hype frays, we trace the cracks and end with Buffett’s reminder that America still climbs higher over time.
When fear spreads, everything else seems to contract with it. Anaïs Nin captured that truth simply: “Life shrinks or expands in proportion with one’s courage.” The headlines are full of contraction in the form of layoffs, credit losses, and spending fatigue. And courage often decides what happens next: retreat or reinvention.

Contact us

Send us a message and we will get back to you ASAP.

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