Turn your potential
into growth with the power
of factoring..
While others look at where you’ve been, we focus on where you’re headed.
We combine decades of experience with innovative technology to help entrepreneurs
build something extraordinary.
- Experienced team
- Quick, smart decision
- Tech driven solutions
- Experienced team
- Quick, smart decision
- Tech driven solutions




Main Solutions
Accounts Receivable
Factoring
Transform your receivables into growth capital. Up to 95% advance rates with no minimums and straightforward contracts. Because your customers should fund your growth, not hold it back.
Construction
Factoring
Built specifically for subcontractors who know their trade and are ready for bigger projects. Beyond just funding: we provide materials financing, progress billing, and expert risk management to help you take on larger jobs with confidence.
Back Room Services
(BRS)
Ready to build your own factoring business? Partner with us to scale faster. Our 50-50 partnership model gives you both ownership and support: you focus on deals while we handle operations, underwriting and portfolio management. Turn your expertise into equity.
NN6
Technology
Purpose-built by factors, for factors. Real-time portfolio insights and automated workflows that actually make sense. Because you shouldn’t need a week to know what’s happening with your portfolio today.
Why Choose
Dare Capital?
Beyond capital, we’re building partnerships. We understand that growing a business means more than just managing numbers. It’s about seizing opportunities when they appear.
Experienced Team
Every team member brings at least 15 years of real-world finance expertise. We've seen what works, what doesn't, and how to make things happen.

Technology-Driven Solutions
Our NN6 platform turns complex data into actionable insights. Because you need answers, not just information.

Quick, Smart Decisions
Clear terms, transparent processes, and decisions based on potential, not just history.
Core Values
"A TEAM" Effort
Success is a team sport. We work in lockstep with our clients and each other to build lasting results.
Dare to Give, First
In Latin, “dare” means “to give.” We succeed by helping others succeed – delivering our best and partnering with clients who match that energy.
Further + Onwards
There’s always room to improve, grow, and innovate. We bring that mindset to every client relationship.
Radical Transparency
No surprises, no hidden agendas. Just straight talk and clear decisions, explained every step of the way.
Success Stories
From Subcontractor to Industry Leader
"Dare Capital helped us scale from a small operation to an $85 million business. They didn't just provide capital - they were true partners in our growth journey."Building a Lending Empire
"Dare Capital helped us transition from earning broker commissions to becoming a direct factor with our own portfolio. Their BRS partnership model gave us the operational support and expertise we needed to scale."Manufacturing Growth
"Dare didn't just fund our growth - they understood our vision and helped us make it happen. They saw what our bank couldn't see."Startup Struggles to Strategic Success
Dare Capital has been absolutely instrumental in our company's rapid growth. We partnered with them very early in our journey—less than 60 days after launching our business. In those early days, cash flow was a significant hurdle, limiting our ability to take on new projects and scale. Thankfully, their invoice factoring services provided the consistent and reliable funding we needed to not only meet our operational needs but also to aggressively pursue new opportunities. Dare's responsiveness, dedication, and proactive approach have made all the difference. They understand our business and are always there to provide solutions and support. Thanks to Dare's exceptional support, we've been able to significantly increase our revenue, expand our team, and invest in critical infrastructure. They're not just a financial service provider; they're a true partner in our growth.Factoring Frequently
Asked Questions
How does factoring work?
Think of it as turning your invoices into immediate capital. Instead of waiting 30, 60, or 90 days to get paid, we purchase your receivables at a discount, giving you the working capital you need now. Your growth shouldn’t be limited by your payment terms.
How is qualification determined?
We look at the whole picture – your business, your customers, and most importantly, your potential. While we review traditional metrics, we’re more interested in understanding where you’re headed and how we can help you get there.
How much funding will I have access to?
Your funding grows with your business. Since funding is based on your receivables, the more you grow, the more capital you can access. Up to 95% advance rates available for qualified clients.
Are there termination fees if I want to leave?
No hidden fees, no long-term contracts. We believe in earning your business every day through performance, not locking you in with penalties.
What information is needed to apply?
Basic business documentation, recent financial statements, and accounts receivable/payable reports. But before any paperwork, let’s have a conversation about your business and goals.
What type of businesses are eligible for factoring?
B2B companies with creditworthy commercial customers. We work across industries but specialize in construction, manufacturing, and service businesses looking to scale.
Resources
Blog Posts
- by darecapital
- December 9, 2025
Past blogs
- by darecapital
- November 17, 2025
- by darecapital
- November 4, 2025
Contact us
Send us a message and we will get back to you ASAP.
- 3021 Ridge Road, PMB 110 Rockwall, Texas 75032
- (512) 886-DARE
- (512) 886-3270