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Dare Logo
Working capital
for growing companies.
WHO WE ARE
We’re the financial partner you’ve always wanted on your team. We have a combined 60 years of experience helping entrepreneurs build and grow; we’ve lent over 6 billion dollars to fund working capital needs. Obstacles? Complications? You name it, we’ve seen it - and overcome it. We love forming long-term relationships with growing companies; we especially love getting to know you, your goals, and your needs. We’ll support your success as long as you need us.
WHAT WE DO
Do you need working capital to grow? Have outstanding invoices you'd love to get paid off today, not in 30 or 60 days? We factor accounts receivables and provide lines of credit for growing companies. We’ll be there to help you grow and scale; we’ll be there when you need advice or an introduction; and when there are problems, we strive to be your first call. We’ll always tell you the truth−good news and bad news−and share everything that informs our decision making.
WHY WE DO IT
We’re really good at it! We’ve grown thousands of companies, most of whom have worked with us for years. And we know what it takes. We’ve seen that successful businesses are built from a giving mindset, by courageous entrepreneurs who know their vulnerabilities, own their failures, and turn both into their biggest strengths. We've seen that the best measure of long-term success is in how a business treats its smallest partner. In giving, entrepreneurs foster trust and build relationships. When they dare to grow, we can provide the financial platform and trusted partnership they need to build the future that achieves their goals.
Dare Capital
"A Team" Effort
We are more together than we are alone. Our team is committed to working in lockstep with each other and our clients toward consistent long-term success.
Dare to Give, First
In Latin, "dare" means "to give." We believe in giving our best, putting our best foot forward, and working with clients who dare to give trust, transparency, and match our best with their own.
Further & Onwards
There is always another improvement to make. We take a growth mindset approach to our business and our clients' success.
Radical Transparency
We strive to never surprise anyone with anything. We will always share information − good or bad − with each other and with our clients, explaining every decision we make to the best of our ability.
Dare Capital

MEET OUR MANAGEMENT

Dare Capital
COLE HARMONSON
co-founder and CEO
From the very beginning of his career, Cole has recognized the transformative value of factoring and asset-based lending to manage cashflow for growing companies without impacting equity. In 1996, he founded State Bank’s factoring and asset based lending business; when they sold their business in 2007, Cole took the leap into entrepreneurship and founded Far West Capital, which had a successful bank exit in 2018 after supporting hundreds of companies’ growth.

Email Cole here, or give him a call at 512-886-DARE x 101
Dare Capital
DEBRA ZUKONIK
co-founder and CCO
Debra Zukonik is a well-known and respected leader in factoring and asset-based lending, with over 30 years’ experience. Her risk-management expertise is unparalleled in the working capital industry. Prior to joining Dare Capital as Chief Credit Officer, she was the President and Partner of Vertex Financial, a leading Texas-based factor, from 2001 to 2017, and served as Chief Credit Officer of BAMFi from 2017 to 2019.

Email Debra here, or give her a call at 512-886-DARE x 102
Interested to Know More? Check Out Our Blog.
Get Started Now. Apply for Funding.
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Dare Capital has offices located in Austin + Dallas, Texas
512-886-DARE
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